QuikCalc Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. The Loan Management feature allows you to track actual loan terms and varying interest rates, as well as your actual payments made and projected payments. The Loan Manager also allows you to assess late fees and charges and track insurance, taxes, etc. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator.
This powerful tool has dynamic amortization tables, flexible principal/interest breakdown tables that allow any number of extra payments, overridden payments or skipped payments, as well as loan management and payment tracking and projection capabilities.
Not just your ordinary mortgage calculator! QuikCalc Mortgage and Loan Manager Personal Edition goes far beyond it's predecessor. We have improved our dynamic amortization tables and principal/interest breakdown tables and added powerful loan management and projection capabilities. You can track the status of all your loans including terms, interest rates, payments made and projections of payments to be made. See what will happen if you change your payment amount, renegotiate your interest rate, change your payment frequency, make a lump sum payment, skip a payment and much more!
See what else they aren't telling you and save money with QuikCalc Personal Edition by seeing what happens if you:
|Add any number of extra payments|
|Put an annual lump-sum on your mortgage|
|Skip a payment|
|Override any payment amount|
|Change your regular payment amounts|
|Switch to accelerated payments|
|Renegotiate your interest rate|
|And much more!|
Powerful Amortization Schedules - Create and save any number of amortization schedules.
Dynamic Amortization Tables - These aren't your parent's amortization tables! Change any parameter and instantly see the results. Print them out for when you go to the bank or meet with your real estate agent. You can open any number of these windows and compare side-by-side different payment frequencies, interest rates, compounding, periods and loan amounts. You'll never look at amortization tables the same again!
Flexible Planning with Principal/Interest Breakdown Tables - This powerful tool has been dramatically improved. Now you can see the affect of any number of extra payments at any time and individually override any payment amount. You can also add annual lump sum payments Starting in any year and immediately see the affect of different payment frequencies and interest rates on your overall interest costs and loan retirement time.
Powerful Loan Manager - No longer is QuikCalc just for planning loans, it is now for tracking and projecting your own loans. Place all of your loans in QuikCalc to track to the penny what the status of loan was, is and will be. You can project forward all of your payments, see the affect of extra payments, annual lump sum payments and payment increases.
Loan Terms Tracking - Track the various terms of your loan over the entire amortization period. You can even project forward different terms when planning your next mortgage renewal negotiations.
Interest Rate Tracking - Track the different interest rates you've paid and project forward what you think you'll be paying in the future. This is particularly useful for variable rate loans.
Payment Tracking and Projections - QuikCalc will project all of your payments including what portion is principal and what portion is interest. Mark the payments as paid to track the exact status of your loan or change the projected amounts. Instantly see what interest rates and terms were in affect for any payment. Quickly see the affect of adding any number of extra payments, overriding any payment or adding annual lump sum payments. This module also calculates initial interest payments at the Start of traditional mortgages and balloon payments.
Dozens of Easy to Use Calculators - We've included dozens of powerful financial calculators that allow you to quickly calculate many common questions such as Gross Debt Service Ratio and Total Debt Service Ratio that are used to determine what a bank will lend you. We have also included financial calculators that will allow you do almost any calculation you will ever need.
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Just a Few of the Key Features:
Compatible with US & Canadian mortgages, U.S. Rule (Simple Interest) loans, car loans, business loans, debt-consolidation loans, student loans, personal loans and more.
Dozens of Easy to Use Calculators
We've included dozens of powerful financial calculators that allow you to quickly calculate many common questions such as Gross Debt Service Ratio and Total Debt Service Ratio that are used to determine what a bank will lend you. We have also included financial calculators that will allow you do almost any calculation you will ever need. Some of the calculators we provide:
|Down Payment Amount|
|Gross Debt Service Ratio|
|Gross Debt Service Ratio Maximum Amount|
|House Price from Current Rent|
|House Price from Payment Amount|
|Rent Payments Total|
|Time to Pay Off Accelerated Loan|
|Total Debt Service Ratio|
|Total Debt Service Ratio Maximum Amount|
|Total Interest Paid|
|Total Paid for Home|
Detailed reports are available that will allow you to see on paper exactly where you stand with your loans. Take these with you when meeting your lender so you don't have to rely on them to answer your questions
Quick Calculation Amortization Home Edition $39.95 Payment Problems & Options
Quick Calculation Amortization Plus $69.95 Payment Problems & Options Special! Buy Now & Get our Complete Excel Training Course OR THE Ozgrid Add-ins Collection FREE! Send payment confirmation to [email protected] 61 Days After Purchase.
Quick Calculation Amortization Premium $139.95 Payment Problems & Options Special! Buy Now & Get our Complete Excel Training Course AND THE Ozgrid Add-ins Collection FREE! Send payment confirmation to [email protected] 61 Days After Purchase.
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