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Amortization Schedules Plus!

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Override, Skip or add any Number of Payments-Mortgage & Loan Software

BUY QuikCalc Mortgage & Loan Manager Lite

Mortgage and loan software includes the powerful Amortization Schedules Plus! feature that allows you to override, skip or add any number of payments. The Loan Management feature allows you to track actual loan terms and varying interest rates, as well as your actual payments made and projected payments. The Loan Manager also allows you to assess late fees and charges and track insurance, taxes, etc. Includes 14 different Day Count Conventions including 30/360 and Actual/Actual, plus many different Payment Types including Normal, Continually Adjusting Payments, Fixed Principal plus Interest and Interest Only. Also includes dozens of powerful calculators as well as many reports including annual summaries. Data file backup, integrated calculator.

Did you know you could save over $25,000 on a $100,000 mortgage by accelerating your payments?*

Did you know that in the first year of a $100,000 mortgage, you will pay the lender almost $9000 however less than $1500 is actually going on your principal?*

See what else they aren't telling you and save money with QuikCalc Lite by seeing what happens if you:

• Add any number of extra payments
• Put an annual, monthly or weekly lump-sum on your mortgage
• Skip a payment
• Override any payment amount
• Change your regular payment amounts
• Switch to accelerated payments
• Renegotiate your interest rate
• And much more!

Just a Few of the Key Features:

• Compatible with US & Canadian Mortgages, car loans, business loans, debt-consolidation loans, student loans and many more.
• Easy to use Amortization Schedules include principal and interest breakdowns with running totals of interest paid and principal remaining
• Dynamic Amortization Tables include 5 different grid configurations allowing you to solve for most missing parameters.
• Flexible Planning with Amortization Schedules Plus! that allow you to see the effect of adding, skipping or changing any payment. Includes annual, monthly and weekly lump-sum payments Starting in any year.
• Dozens of Easy to Use Calculators
• Detailed Reports including annual summaries. Allows you to specify a date range when printing and fiscal year end for annual summaries.
• See the effect of skipping, changing or adding any number of payments
• See the effect of negative amortization
• See the effect of negative amortization
• Handles infrequent and irregular payment amounts.
• Handles infrequent and irregular payment amounts.
• Handles infrequent and irregular payment amounts
• Handles infrequent and irregular payment amounts
• Save your tables, schedules and Principal Interest Breakdown scenarios for future use
• Do detailed comparisons of schedules with the Compare button.
• See before and after displays of what effect the last calculation change had.
• Undo and Redo buttons allow you to step through the various calculation changes you've made.

What's new

• New, improved interface.
• 14 different Day Count Conventions including 30/360, Actual/Actual, 30/365, Actual/365 and Actual/365F
• New U.S. Rule (Simple Interest) compounding method available.
• You can now specify amortization periods in days, weeks or months, not just years.
• Now allows various different payment types including normal, continually adjusted, interest only, fixed principal plus interest, increasing payment by dollar amount and increasing payment by percentage amount.
• Amortization Schedules Plus! now allows you to compare schedules.
• New Undo/Redo buttons on the Amortization Schedules allow you to step through your various calculations.
• New Recalculate button allows you to make bulk changes to the parameters and then recalculate the schedule saving you time.
• New Before and After display shows the impact of the last change.
• 5 new grid configurations for the Amortization Tables.
• Reports can be printed for different date ranges using specific from and to dates.
• Annual reports can now be summaries on any fiscal year end.
• And much more!

About the Lite Edition

Not just your ordinary mortgage calculator! QuikCalc Mortgage and Loan Manager Lite Edition has powerful amortization tables and schedules that allow you to see the effect of skipping payments, altering payment amounts and adding any number of extra payments. See what will happen if you change your payment amount, renegotiate your interest rate, change your payment frequency, make a lump sum payment, skip a payment and much more!

Flexible Planning with Amortization Schedules Plus!

With this powerful tool you can see the affect of any number of extra payments at any time and individually override any payment amount. You can also add annual lump sum payments Starting in any year and immediately see the affect of different payment frequencies and interest rates on your overall interest costs and loan retirement time.

• Create and save any number of amortization schedules.
• Allows you to set the loan amount, interest rate, payment frequency (including accelerated payments) and interest compounding frequency.
• Includes principal/interest breakdowns along with running totals of interest paid and principal owing.
• Allows you to print your schedule in 5 different formats and specify a date range for the years to print.
• Specify a Start date for the schedule or use generic time references
• Allows any of 14 different Day Count Conventions including 30/360 and Actual/Actual.
• Before and After display shows the effect of the latest changes.
• Undo and Redo buttons allow you to go back and forth through your calculation changes.
• New Compare button allows you to compare the existing schedule with another saved schedule.
• Create schedules for various different payment types including interest only and fixed principal + interest.
• Reports can be printed for different date ranges using specific from and to dates.
• Annual reports can now be summaries on any fiscal year end.

Dynamic Amortization Tables

Change any parameter and instantly see the results. Print them out for when you go to the bank or meet with your real estate agent. You can open any number of these windows and compare side-by-side different payment frequencies, interest rates, compounding, periods and loan amounts. You'll never look at amortization tables the same again!

• Change any parameter and instantly see the results.
• Five different grid configurations allow you to solve for most missing parameters.
• Print them out for when you go to the bank or meet with your real estate agent.
• Open any number of these windows and compare side-by-side different payment frequencies, interest rates, compounding, periods and loan amounts

Dozens of Easy to Use Calculators

We've included dozens of powerful financial calculators that allow you to quickly calculate many common questions such as Gross Debt Service Ratio and Total Debt Service Ratio that are used to determine what a bank will lend you. We have also included financial calculators that will allow you do almost any calculation you will ever need. Some of the calculators we provide:

See Screen Shots & Features

QuikCalc Amortization Plus! Edition $69.95 Payment Problems/Options 60 Day Money Back Guarantee

Special ! Free Choice of Complete Excel Training Course OR OzGrid Add-ins Collection on all purchases totaling over $70.00. ALL purchases totaling over $150.00 gets you BOTH!  Purchases MUST be made via this site. Send payment proof to special@ozgrid.com 31 days after purchase date.

See Also:  Excel Templates Index || QuikCalc Mortgage & Loan Manager Personal || Quick Calculation Amortization

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