Income/Expense & Investment Tracking. Easily Create a Budget

Easy to use income, expense and investment tracking. Easily create a budget with the figures you record. Find out what you spend by category daily, weekly, monthly and annually with the expense averages feature. Choice of six reports to view and or print. Filter by date or any of the category entries. Easy to use short-cuts Table tools include optimize, repair, and empty. Easy data backup. Close the year feature.

Very easy to use interface
Unlimited categories for income, expenses, and savings or investments
Search, sort, and filter the data in many ways
Keep notes on every transaction
Recurring items feature
View and print charts
Create your own reports
Print multiple reports
Easy to use frequently used notes
Export the data to csv files
Export data to Excel
Grid printing
See what you are spending daily, weekly, monthly, and annually on individual items
Easily construct a budget with the figures at your finger tips

Always waiting for the next pay period
Wondering how you are going to make the mortgage or rent payment
Where did the money go
How am I going to get gas so I can get to work
I'll go down to the cash advance place
Borrowing from family and friends
Late payments & bill collector's phone calls
We need a budget
And the list goes on and on and on...

If you are serious...
If you are serious about getting a handle on your finances you must know where it's coming from and more importantly where it's going to. Armed with the right information and will power you can take charge by building a budget and getting your financial house in order.

With Family Funds Tracker and your determination you'll be able to record your income amounts and sources, record your spending by categories you name (no cryptic accounting mumbo-jumbo), who you paid it to, the amount, the type of payment such as check, cash, credit card, or whatever you decide, and notes you may want to keep on the transaction. With this detailed information you will be able to create a budget you can live with.

After you have run the program a while you will want to use the "Expense Averages" button which will be a real eye opener. You will be able to filter the data by category and know just how much you spend in a certain category. You will be able to search by category and who you paid it to. You will be able to view your actions in colored graphs. You will also be able to print detailed reports about your activities. You will know just how much to budget for each category because you have a track record to go by.

Budgets and budgeting does not have to be a mysterious or intimidating thing.

In 5 easy steps you can build a budget and Start putting your financial house in order.

1) Take a small notebook with you wherever you go. The reason for this will become apparent. Get into the habit of getting a receipt for everything you can. In your notebook write down every purchase you make and the date the purchase was made. This includes everything, even a piece of bubble gum. Do this for a minimum of 30 days. Longer would be better, 2 or 3 months will give you a true look at your spending patterns.

2) After completing step 1 look closely at your recorded data. Make up categories for all of your purchases. i.e.: mortgage/rent, food, clothing and etcetera. List your categories under the headings of Fixed Expenses and Variable Expenses. Fixed expenses are those that do not change i.e.: house/rent payment, insurance, cable, etc. Variable expenses are those that vary depending on you or conditions, these are the ones where you have the greatest degree of control, they would include groceries, entertainment, phone, heat, lights, etc.

4) Add up your income for the month. Add up all of the fixed expenses. Subtract the fixed expenses from the income. The result is what you have for variable expenses.

5) The leftover monies can now be spread over the variable expense categories. You now have a budget.

Family Funds Tracker/Pro Feature Matrix

Feature	Standard	Professional
Charts	X	X
Reports	X	X
Grid	X	X
Expense Averages	X	X
Data Filtering	X	X
Close Out Year	X	X
Password Protection		X
Enhanced grid		X
User Created Reports		X
Choice Of Backup		X
Frequently Used Notes		X
Export To CSV Files		X
Export To Excel		X
Recurring Items		X
Grid Printing Feature		X

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